Read Robbie English's Blog Articles

What Is The Minimum Down Payment For A First-time Home Buyer

Buying your first place in Austin brings excitement, nerves, and a whole lot of questions. One of the biggest questions I hear every week is this: what is the minimum down payment for a first-time home buyer? If you have asked that yourself, you are in the right place. I am Robbie English, Broker, R

What Are Seller Concessions And Can They Help You Save

Seller concessions are amounts a seller agrees to contribute toward a buyer's closing costs, and real, specific caps apply based on your loan type: conventional loans cap concessions at 3% to 9% of the sales price depending on your down payment, FHA caps them at 6%, and VA loans cap them at 4% for c

Pre-Qualified Versus Pre-Approved For A Mortgage And What Is The Main Difference

Buying a home in Austin brings excitement, nerves, and a fair bit of paperwork. I have walked alongside thousands of people as they work through this path, and one topic consistently causes confusion right out of the gate: pre-qualified versus pre-approved for a mortgage and what is the main differe

Best Mortgage Lenders In Austin TX

Finding the best mortgage lenders in Austin TX comes down to real, checkable factors: verifiable NMLS licensing, transparent rate and fee disclosure under federal TRID rules, and direct, concrete answers to specific questions rather than general promises. This guide covers what genuinely matters, no