Read Robbie English's Blog Articles

Assumable Mortgages in Austin: How They Actually Work

With mortgage rates sitting in the mid-6% range through most of 2026, I'm getting asked about assumable mortgages more than I have in years — specifically, whether a buyer can just take over a seller's existing loan instead of qualifying for a brand-new one at today's rate. The short answer is: some

How to Buy a House in Austin: A Complete Step-by-Step Guide

Buying a house in Austin looks different than it did even a few years ago. Inventory has loosened up, price growth has slowed in a lot of neighborhoods, and buyers who show up prepared are winning more offers than the ones who don't. I want to walk you through the whole process here, from figuring o

Home Appraisal Lower Than Offer: What to Do

You’ve found a home you love, made an offer, and the seller’s price looks good, then the appraisal comes back low. The deal can feel stuck, but you have clear paths forward. Below we break down what a low appraisal means, why it happens, who covers the gap, how to dispute the number, and what you sh

Texas Jumbo Loan Limits: 2026 Numbers

A loan above the Texas conforming limit enters a different underwriting world. In 2026, the standard one-unit conforming limit is $832,750, while jumbo programs may range from about $1.5 million to more than $3 million, based on the loan structure. I’ve laid out the main options so you can see where