Read Robbie English's Blog Articles

Home Appraisal Lower Than Offer: What to Do

You’ve found a home you love, made an offer, and the seller’s price looks good, then the appraisal comes back low. The deal can feel stuck, but you have clear paths forward. Below we break down what a low appraisal means, why it happens, who covers the gap, how to dispute the number, and what you sh

How to Use Appraisal Gap Coverage in Texas

Appraisal gap coverage can strengthen an Austin offer, but it also puts your cash at risk. Texas buyers currently have no locally offered gap coverage program, so the protection usually comes from the contract itself. I use this four-step process with buyers to set a limit that helps an offer withou

What Happens After a Low Appraisal?

A low appraisal can make a buyer feel as though the loan has been denied and make a seller feel as though the sale price has suddenly been erased. Neither conclusion is automatically correct. A low appraisal creates a problem that must be evaluated, but it does not decide by itself what the buyer, s

Appraisal vs. Home Inspection: What Is the Difference?

A home appraisal and a home inspection can both involve someone visiting the property, taking photographs, making observations, and preparing a written report. That is about where the similarity ends. The appraisal primarily addresses value and lender collateral risk. The home inspection primarily h