Read Robbie English's Blog Articles

Texas Veterans Land Board Home Loan Options

If you’re a Texas veteran comparing home financing, the phrase “low interest” doesn’t tell the whole story. The key differences are who qualifies, what fees apply, and whether the loan fits the property you plan to buy. Here are three options to understand, including the Texas Vet Loan and a separat

Texas Jumbo Loan Limits: 2026 Numbers

A loan above the Texas conforming limit enters a different underwriting world. In 2026, the standard one-unit conforming limit is $832,750, while jumbo programs may range from about $1.5 million to more than $3 million, based on the loan structure. I’ve laid out the main options so you can see where

Mortgage Rates: 2026 Options

Austin mortgage rates can change before you finish your morning coffee. But the bigger issue is often the quote itself: what loan type, fees, points, and down payment does it include? I’m Robbie English, REALTOR, Broker at Uncommon Realty. Here are ten financing paths and provider types to compare,

Best USDA Loan Texas Options for Home Buyers

Many Texas buyers assume they need a large down payment before they can buy. A USDA loan may allow qualified buyers to purchase an eligible primary home with zero down, but the address, household income, property condition, and lender review must all fit. I’ve organized the main options below so you