Read Robbie English's Blog Articles

Best USDA Loan Texas Options for Home Buyers

Many Texas buyers assume they need a large down payment before they can buy. A USDA loan may allow qualified buyers to purchase an eligible primary home with zero down, but the address, household income, property condition, and lender review must all fit. I’ve organized the main options below so you

Austin Duplex For Sale: Options to Review

Buying a duplex in Austin can give you a home plus a second income stream, but the numbers need close review. I’ve seen buyers focus on rent and overlook permits, taxes, leases, insurance, or repair costs. Here are the Austin duplex options and property types worth reviewing, with clear checks for e

DSCR Loans Texas: 10 Investor Options

Texas investors often ask whether a property can qualify on rent alone. A DSCR loan may do that, but the details change by lender, property, and loan structure. The biggest surprise is the missing data. None of the reviewed entries publishes a minimum DSCR figure in the comparison data, while only a

First Time Homebuyer Tax Credit Options

First‑time buyers chase every dollar that can lower the cost of their first home. Below is a concise list of the most common tax‑credit options you’ll encounter in 2026, plus a quick way to compare them. Table of Contents Robbie English, REALTOR Federal First-Time Homebuyer Tax Credit — A $10,000 cr