Read Robbie English's Blog Articles

DSCR Loans Texas: 10 Investor Options

Texas investors often ask whether a property can qualify on rent alone. A DSCR loan may do that, but the details change by lender, property, and loan structure. The biggest surprise is the missing data. None of the reviewed entries publishes a minimum DSCR figure in the comparison data, while only a

First Time Homebuyer Tax Credit Options

First‑time buyers chase every dollar that can lower the cost of their first home. Below is a concise list of the most common tax‑credit options you’ll encounter in 2026, plus a quick way to compare them. Table of Contents Robbie English, REALTOR Federal First-Time Homebuyer Tax Credit — A $10,000 cr

First Time Homebuyer Checklist

Buying your first home gets easier when each decision has a place on the page. This first time homebuyer checklist takes you from budget and pre-approval through Austin-area home searches, inspections, closing, and the first week in the house. I’m Robbie English, REALTOR, Broker at Uncommon Realty.

House Hacking Calculator: Estimate Monthly Savings

A house hacking calculator can show whether rental income will lower your housing cost or merely make a weak deal look better. The useful result is more than monthly cash flow. You need to see vacancy risk, repairs, taxes, loan costs, and the rent you would pay for your own space. I use the followin